Buy now, pay later

Inbank hire-purchase allows you to turn a large one-time expense into small monthly payments and pay for products and services in installments. Take more time to pay — spread the purchase amount over up to 6 years. The first payment is only after one month.

Benefits of Inbank hire-purchase:

  • Flexible solution for larger expenses

  • You choose the amount of the hire-purchase

  • You choose the repayment period

  • You choose the payment date

  • Application response within a minute

Terms of Inbank hire-purchase:

  • Purchase amount: €100 – €10 000

  • Period: 6 – 72 months

  • Down payment: €0

  • Interest rate: 11.9%

  • Contract fee: €0

  • Administration fee: 0.3% per month

Applying for hire-purchase is easy:

  • With hire-purchase, you can pay for multiple products at once

  • You can fill out the hire-purchase application right here in the online store

  • You can review and sign the agreement also here in the online store

  • Inbank will send you a monthly e-invoice

The annual percentage rate of Inbank hire-purchase is 31.64% under the following example terms: hire-purchase amount: €490, contract period: 12 months, interest rate: 11.9% on the purchase amount, down payment: 0%, administration fee: 0.3%, monthly payment: €47.23, total credit cost: €566.80. The service is provided by AS Inbank Finance. Before signing the contract, we recommend reviewing the terms of the financial service and consulting a specialist if necessary.